Direct Primary Care (DPC) is care offered directly by the primary care provider (Towne Center Health) to the consumer without the need of insurance. The consumer pays an annual or monthly retainer fee that includes most of the primary care needs. This eliminates the financial burdens on the providers when interacting with insurance carriers. It allows the provider reduced paperwork, steady income, lower costs which allows lower charges, reduced paperwork, no interference on how to practice from the insurance companies, and added time with patients.